Payments · Powered by Stripe

2.72% + $0.15

Per in-person transaction. Online card-not-present is 2.9% + $0.15. No monthly subscription, no PCI fee, no statement fee, no hardware lease. Payout fees apply separately.

Accepts
VisaMastercardAmerican ExpressDiscoverApple PayGoogle PayContactlessEMV chip
01 — Tap to Pay on iPhone

Their card. The back of your phone. Done.

Every iPhone XS or newer becomes a card reader. EMV chip, contactless, Apple Pay, Google Pay — all accepted with the phone in the server's apron. Receipts go out by SMS or email before the guest puts their card away.

  • No additional hardware. No reader to buy.
  • Tap to Pay on iPhone is built into iOS 16.4+
  • Same low rate as any other in-person transaction
  • Works with any iPhone XS or newer
Numu app
Stripe Reader M2
02 — Stripe Reader M2

When you'd rather have a reader.

For high-volume bars, drive-throughs, or operators who want a dedicated terminal — pair a Stripe Reader M2 via Bluetooth. Same software, same rate, same back office.

  • Portable & lightweight. Designed for operators who move quickly between locations or service points.
  • Flexible mounting. Dock it at the counter or mount it to your iPad for mobile service anywhere in your venue.
  • Wide payment acceptance. EMV chip, contactless, magstripe, mobile wallets.
  • Fast pairing. Connects to your Numu app via Stripe Terminal SDK in seconds.
  • Long battery life. Built to last through extended service periods without frequent recharging.
03 — Payment Terminal Hardware Shop

Payment Terminal Hardware Shop

Purchase and manage Stripe Terminal readers and accessories directly from the app with secure Stripe-powered checkout and order tracking.

  • Browse hardware catalog with country-based pricing and availability
  • Add devices to cart and complete checkout using Stripe payment methods
  • Track hardware orders, shipping, cancellations, and refund statuses
  • Admin tools for catalog management, order approvals, and refund handling
Numu · Hardware Shop · iPad
Numu · Hardware Shop · iPad
Numu · Order Transactions & Refunds
Numu · Order Transactions & Refunds
04 — Order Transactions & Refunds

Order Transactions & Refunds

A centralized transaction reporting system for POS and online channel orders with payment tracking, refund handling, and transaction analytics.

  • View transaction history with order details, payment methods, statuses, and channel-based reporting
  • Analyze sales performance with transaction charts, filters, and payment status breakdowns
  • Process full or partial refunds by item or amount using multiple refund methods
  • Access detailed order transactions from dashboard, CRM, and staff activity history
What's included

Everything that touches money.

Numu Payments is the full stack — in-person, online, refunds, payouts, reporting. One rate, no add-ons.

In-person — Tap to Pay

iPhone XS or newer. EMV chip, contactless, Apple Pay, Google Pay.

Online checkout

Numu-hosted ordering page accepts cards and wallets. Same rate.

SMS & email receipts

Customers get a digital receipt the moment the payment clears.

Refunds & partials

Full refunds, partial refunds, item-level voids — all from the app.

Tips & payouts

Tip pooling, per-server reconciliation, 2-business-day payouts.

PCI DSS Level 1

Processed by Stripe. We never store card data on your device.

The honest line

One rate. Period.

See what you'd pay.

The fee calculator runs the math against a typical terminal stack. Try it with your real monthly volume.

Numu is a mobile-first restaurant point-of-sale platform for independent operators. The full register — orders, kitchen display, payments, staff, inventory and reporting — runs from an iPhone or iPad with no dedicated hardware and no software subscription. In-person card payments are accepted via Tap to Pay on iPhone at 2.72% + $0.15 per transaction; online card payments are 2.9% + $0.15. Most operators are taking cards within twenty minutes of sign-up. Built by Numu Labs, Inc. in the United States.

© 2026 Numu Labs, Inc. All rights reserved.

Payment Processing: Payment processing services are facilitated by Numu Labs, Inc. through Stripe, Inc. and its affiliates. The in-person processing rate of 2.72% + $0.15 per transaction (and online rate of 2.9% + $0.15) is inclusive of all platform and processing fees — there are no additional surcharges on the per-transaction price. Payout fees apply separately: standard payouts (2 business days) carry no fee; instant payouts incur an additional 1.5% per payout for same-day deposit. Actual rates may vary based on card type, transaction method, and account eligibility. All merchant accounts are subject to Stripe's terms of service and approval requirements.

No Hardware Required: Numu operates on your existing iPad or iPhone with built-in Tap to Pay functionality. No proprietary hardware purchase is required. Compatible devices must meet minimum operating system requirements (iOS 16.4+ or later).

No Subscription: Numu accounts have no monthly subscription fee. You pay only the per-transaction processing rate. Accounts may be cancelled at any time.

Pricing Comparisons: Cost savings estimates and competitor pricing comparisons presented on numupos.com are based on publicly available pricing information verified as of February 2026. Actual costs will vary based on transaction volume, payment mix, number of locations, devices, and selected plan features. Savings are not guaranteed and are provided for illustrative purposes only.

Numu Labs, Inc. is incorporated in Delaware, United States. The Numu name and logo are trademarks of Numu Labs, Inc. All other trademarks, service marks, and trade names referenced are the property of their respective owners.